Cookie Policy

DRAFT — NOT FOR PRODUCTION USE — REQUIRES LEGAL REVIEW BEFORE LAUNCH

Last Updated: [DATE] Effective Date: [DATE]

What Are Cookies

Cookies are small data files placed on your device when you visit a website. We and our third-party service providers use cookies and similar tracking technologies (collectively, "cookies") on the Omni Asset Finance website to operate the site, analyze how it is used, and deliver advertising. This Cookie Policy explains what we collect through cookies, how we use that information, and your choices.

Types of Cookies We Use

Essential Cookies

Required for the website to function. Disabling these will prevent the site from working properly.

• Session management and authentication
• Form completion and data persistence across application steps
• Security and fraud prevention
• Load balancing

Analytics Cookies

Help us understand how visitors use the site so we can improve it.

• Google Analytics — traffic and behavior analysis
• Conversion tracking
• Funnel performance measurement
• Heatmap and session recording (where deployed)

Advertising and Marketing Cookies

Used to deliver relevant advertising and measure campaign performance.

• Meta (Facebook) Pixel — retargeting and lookalike audience creation
• Google Ads — conversion tracking and remarketing
• LinkedIn Insight Tag — campaign measurement
• Lender partner pixels — performance tracking, where applicable

Functional Cookies

Remember your preferences to improve your experience.

• User preferences and settings
• Geolocation for lender matching
• Customer support and chat widget functionality

Third Parties That Place Cookies on Our Site

The following third-party providers may place cookies through our website:

• Google (Analytics, Ads, reCAPTCHA)
• Meta Platforms / Facebook
• LinkedIn
• Customer support / chat providers
• Lender partner tracking pixels (subject to their own privacy policies)

These third parties have their own privacy practices. We encourage you to review their privacy policies.

Your Choices

Browser Settings

Most browsers let you control cookies through settings. You can usually:

• Block all cookies
• Block only third-party cookies
• Delete existing cookies
• Get notified before a cookie is placed

Disabling essential cookies may prevent the site from working properly.

Industry Opt-Out Tools

• Digital Advertising Alliance: https://www.aboutads.info/choices
• Network Advertising Initiative: https://www.networkadvertising.org/choices
• Google Ads Settings: https://www.google.com/settings/ads
• Meta Ads Preferences: https://www.facebook.com/ads/preferences

Global Privacy Control

We honor the Global Privacy Control (GPC) browser signal as an opt-out of "sale" or "sharing" of personal information for cross-context behavioral advertising under applicable state privacy laws.

State-Specific Rights

California (CCPA / CPRA)

California residents may opt out of the "sale" or "sharing" of personal information collected through cookies for cross-context behavioral advertising. To exercise this right:

• Click "Do Not Sell or Share My Personal Information" in our website footer
• Email privacy@omniassetfinance.com
• Enable Global Privacy Control in your browser

Colorado (CPA), Connecticut (CTDPA), Virginia (VCDPA)

Residents of these states may opt out of targeted advertising and the processing of personal information for advertising purposes. Use the opt-out link in our footer or email privacy@omniassetfinance.com.

Other Jurisdictions

Residents of other states with applicable privacy laws (Utah, Texas, and others) may have similar rights. Contact us at privacy@omniassetfinance.com.

Changes to This Policy

We may update this Cookie Policy from time to time. The "Last Updated" date reflects the most recent revision. Material changes will be communicated as required by law.

Contact Us

Questions about this Cookie Policy:

Omni Asset Finance 2729 W. Pacific Coast Hwy. Newport Beach, CA 92663 Email: privacy@omniassetfinance.com

This document is a draft for review purposes only. It has not been reviewed by counsel and should not be relied upon as legal advice. Final language is subject to attorney review prior to production use.